Filling claims for riot / civil commotion: We’ve been getting a lot of questions from clients and colleagues about whether coverage is provided to business owners whose establishments were damaged or looted by the recent protesting / rioting. In most insurance policies, coverage is provided for riot / civil commotion, but for business owners affected, there is a recommended approach they may want to take in filing a claim. I share that in my new podcast, “How Insurance Works,” recommendation courtesy of The Greenspan Co. Adjusters International.