People with a million or more in assets (and those who aspire to) have unique financial needs. Life insurance strategies can be a pivotal tool for wealth accumulation and preservation. Life insurance offers a sophisticated means to achieve three main objectives: compound interest, tax-favored accumulation, and safe, positive leverage. By understanding these principles, millionaires can maximize their wealth while minimizing risk. In this article, we explore how today’s millionaires are protecting and building wealth using life insurance.