Life insurance is often seen as something for the future or just for emergencies, yet it’s more versatile and useful than many think. So, how do you know if you need it?

Life insurance needs depend on personal situations, and there’s no one-size-fits-all policy. However, if you are married, have children, support aging parents, or have expenses such as school and car loans, a mortgage, credit card debt or significant medical bills, life insurance may benefit you greatly.

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