We are coming to the end of the first month of 2025. Mortgage rates remain in similar ranges to the end of 24. The mortgage department will now be handling Home Equity Lines and Loans going forward which is great. We are also waiving our $595 processing fee if borrowers open a checking account for ACH. This makes our only fee the appraisal, other than any points on the loan if applicable, so we are beyond competitive. We have also added a one-time construction to perm loan as well as construction only loans. We lend nationally and the service is excellent. Tell me how I can help you and your clients.
