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Obtaining a mortgage in today’s market for a future purchase or refinance can be a complex ordeal. A top financing professional can be critical in getting your offer accepted, or locking in the lowest rates and fees with the most favorable terms. Below are some questions you will want to ask, to make the best choice in choosing your residential or commercial lender or mortgage originator.   How will you help me determine my long and short term financial goals in relationship to buying or refinancing a property? Furthermore, which programs are best for me? We will analyze your current…