Mortgage / Real Estate Financing

Renting a home can often be more expensive than owning a home in the long term due to several financial benefits associated with home ownership especially if the home is sold after 10 years.
Let’s break down the key factors to illustrate why this might be the case:
Appreciation Schedule
Assuming a 7% annual appreciation rate over the last

Step 1 – Research and Preparation

  • Understand the Process: Learn about the real estate market in your desired area.  Educate yourself on the home buying process and the need for representation by a realtor and lender that work together so mistakes are not made ensuring your success with home ownership.
  • Determine Your Purchase Power to include Home Affordability and Get

This is the final article of my series titled “Interesting Times in Real Estate” that covers the following key real estate trends:

  • Housing Inventory
  • Interest Rates
  • Recent Changes in Residential Real Estate
  • Recent Changes in Commercial and Construction Financing (Today’s article)

If you have questions about these or any other topics related to real estate, real estate financing or real

As we continue to navigate the dynamic landscape of the real estate market in the second quarter of 2024, recent developments involving the National Association of REALTORS® have stirred the industry, signaling significant changes on the horizon on seller/buyer representation and the historical fees paid by the seller to pay for real estate commissions.
Here’s what’s Unfolding and How it

2024 has been “interesting” to say the least in the world of real estate due to the following:

  • Housing Inventory
  • Interest Rates
  • Recent Changes in Real Estate Regulations/Laws
  • Changes in Commercial and Construction Financing

Over the next 4 weeks I’ll send an article on each topic (above) as it relates to Real Estate in the Residential and Commercial Space.  Please see

“My husband and I had just had a baby and were in the middle of escrow with a large company recommended to first time homebuyers by the state of CA. Then the loan officer ghosted us after promising the Sun, Moon and the stars aka closing on time to appease the seller. After multiple messages and calls to the loan

Over the last 30 years of doing business, many of my power partners that include Realtors, Financial Planners, Tax Planners and Divorce Attorney’s (& past clients) have said many nice things about how we run our business.  This includes:

  • Great follow-up
  • Out of the box thinking
  • Ownership of the loan from start to finish
  • Great communication to all parties involved