What Is A Life Settlement?   A life settlement is a transaction in which the owner of a life insurance policy sells the policy for its cash value to a third party.   The policyholder receives a lump sum payment that is generally greater than the cash surrender value offered by the insurance company, but
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Insurance policy was illegal wager on stranger’s life, appeals court holds (Reuters) — Sun Life Assurance of Canada does not have to pay a $5 million death benefit on a life insurance policy because it was an illegal “wager on the life of a stranger,” a federal appeals court held. The 7th U.S. Circuit Court of Appeals affirmed
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In this syndicated post from Kaiser Health News, we learn that not all providers are okay with the new surprise billing laws.  Read on to find out what surprise billing is, and how you can protect yourself from excess charges. Mental Health Therapists Seek Exemption From Part of Law to Ban Surprise Billing Julie Appleby,
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We Are Independent Individual And Business Insurance Brokers Near San Francisco Are you looking for truly independent life and health insurance broker near San Francisco? In today’s online environment, we understand that there are many product “vendors” who will sell you an insurance policy. Most of those vendors ( we use this word because
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Older age life insurance is a very popular topic these days, especially as Baby-boomers age into medicare and retirement​ I’m quoted in this piece by Jeff Brown with US News. The article appears in its entirety. The one thing this article does not discuss is the process of enrolling in Medicare, and additional insurance
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Best Term Life Insurance In California Out of the 1800+ life insurance companies that sell term life insurance in California, some stand out more than others.  We’ve picked our three best life insurance carriers based on our outcomes experience in 2021 in helping our California life insurance applicants get the best term insurance rates
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  Update for November 2021:   U.S. life insurers are paying out far fewer Covid-19 death claims than initially expected, largely because the virus is disproportionately killing people with little to no insurance. In the past few weeks, many life-insurance companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000
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