Investment Mgmt.

Frayed, but Resilient
Over the past 3 weeks the economy and the banking system have become more frayed, yet markets have remained resilient. So, this week, we attempt to make sense out of what doesn’t make any sense.
Our recession call remains in place as many economic indicators point toward a recession. Here are a few:

      • Leading Indicators: The Leading

Have you ever had a rough day on the job and thought that early retirement sounds pretty good right about now? Retiring early sounds appealing to most people. Less stress. More time to travel, tackle your bucket list, and see the grandkids.
I’m 63, and I’ve already retired a couple of times, with each one looking a bit different. I’ve

Who’s Swimming Naked?
Most of the talk this week was of the SVB failure, bank runs, and most important… who’s next? We think that’s the wrong question. Last week we called the SVB failure an old-fashioned bank run, which it was. Much like the movie ”It’s a Wonderful Life”, depositors were lining up at SVB’s internet doors to pull their

If seeing “recession” in the headlines makes you worry that your retirement is about to be ruined, you aren’t alone. The fear makes sense because a recession often means a downturn in the stock market. The big question is: What should you do about it? Move your investments to cash and wait it out? Go back to work for some

If seeing “recession” in the headlines makes you worry that your retirement is about to be ruined, you aren’t alone. The fear makes sense because a recession often means a downturn in the stock market. The big question is: What should you do about it? Move your investments to cash and wait it out? Go back to work for some

With the recent events at Silicon Valley Bank, we’re reaching out to address a few frequently asked questions and to explain the big picture of what’s happening. Because you’re sure to see a wide range of headlines drawing competing conclusions with complicated descriptions, our goal here is to look at things clearly and simply.
 
What happened at Silicon Valley

Will Social Security run out of money? Should I rely on it as part of my retirement income? You may have heard warnings about this dire scenario. These warnings, however, assume that no action will be taken to address Social Security’s financial challenges between now and then. So, what’s the real risk of Social Security disappearing? Let’s look at this

The First Law of Holes
The first law of holes is “When you are in one, stop digging”. This is precisely what Congress has been unable to do for many years, no matter which party has been in power. The first step to an eventual solution is acceptance that the Federal debt level is a very real problem. Putting aside

Retirement is an exciting time of life but can also be quite daunting when you aren’t sure that you’ve adequately prepared. It’s also common to be struck with fears that the next recession could ruin your retirement or that you’ll outlive your money and end up working again when you’re 80.
Retirement planning work does three things:

  • Calculates the amount