Have you ever had a rough day on the job and thought that early retirement sounds pretty good right about now? Retiring early sounds appealing to most people. Less stress. More time to travel, tackle your bucket list, and see the grandkids.
I’m 63, and I’ve already retired a couple of times, with each one looking a bit different. I’ve
If seeing “recession” in the headlines makes you worry that your retirement is about to be ruined, you aren’t alone. The fear makes sense because a recession often means a downturn in the stock market. The big question is: What should you do about it? Move your investments to cash and wait it out? Go back to work for some
If seeing “recession” in the headlines makes you worry that your retirement is about to be ruined, you aren’t alone. The fear makes sense because a recession often means a downturn in the stock market. The big question is: What should you do about it? Move your investments to cash and wait it out? Go back to work for some
With the recent events at Silicon Valley Bank, we’re reaching out to address a few frequently asked questions and to explain the big picture of what’s happening. Because you’re sure to see a wide range of headlines drawing competing conclusions with complicated descriptions, our goal here is to look at things clearly and simply.
What happened at Silicon Valley
Will Social Security run out of money? Should I rely on it as part of my retirement income? You may have heard warnings about this dire scenario. These warnings, however, assume that no action will be taken to address Social Security’s financial challenges between now and then. So, what’s the real risk of Social Security disappearing? Let’s look at this
Retirement is an exciting time of life but can also be quite daunting when you aren’t sure that you’ve adequately prepared. It’s also common to be struck with fears that the next recession could ruin your retirement or that you’ll outlive your money and end up working again when you’re 80.
Retirement planning work does three things:
How’s my portfolio doing? Is it beating the S&P 500? This is a common path that many investors take when evaluating their investment strategies, especially when a well-known index like the S&P 500 rallies ahead of many others. As one of the most widely recognized benchmarks, it’s common to compare your strategy against it – but should you? First, let’s
529 college savings plans are one of the most popular ways to save for college because all growth can be withdrawn tax-free when used for qualified education expenses. But if funds are used for anything else, withdrawals are taxed and subject to a 10% penalty. So, what if you don’t use the funds for education? Are you stuck with the
I’m thinking about buying a rental property but what should I consider? We hear this question from many clients.
Rental real estate can be a great way to generate passive income, diversify your portfolio, and add growth to your investment strategy. 40 years of Seattle history shows more than 6% per year in appreciation. Rentals are on the rise,
We hope your 2023 is off to a great start! In this quarter’s Market, Economy & Portfolios in 20 Minutes, we discuss:
We hope you find it helpful and invite your feedback