Investment/Portfolio Management

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If you’re retired, market volatility does not feel like an opportunity. It feels like something to avoid.
You’ve spent decades building your wealth. Now that it is supporting your lifestyle, it’s no longer just about growth. It’s about stability, income, and feeling confident about the future.
As we discuss in Understanding Volatility in Retirement, you can effectively plan for

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If you are like many business owners with a company you love, your business is strong and you still enjoy what you’ve built. You are not looking to sell. But as time goes on, you begin to ask a new question: how do I create more freedom without giving up my life’s work?
More time with family. More flexibility in

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If you are a solo business owner, you probably don’t have a large team or a board room full of partners. It’s just you driving everything forward, and many solopreneurs love that independence. It’s part of what makes the business work. But it also creates a challenge when you begin thinking about the future.
There is no obvious transition path.No

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For many retirees, taxes don’t feel like a problem until it’s too late. The year is over, you file your return, see what you owe, and try to adjust next year. But in retirement, that approach can lead to surprises that are both frustrating and avoidable.
Where your income falls each year matters more than most people realize. Small changes

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I’m almost 70 years old. I’ve spent nearly 50 years working in the investment world and watching how money and life unfold across every decade.
Over that time, I’ve worked with people across the full spectrum: teenagers opening their first investment accounts, parents building careers and raising children, entrepreneurs growing companies worth millions, and families deciding how to give away

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If you’ve been watching the markets lately, you’ve likely noticed more movement than usual.
In the first quarter of 2026, markets pulled back and volatility increased. Much of this has been driven by rising geopolitical tension, particularly involving Iran, which has pushed oil prices higher and added uncertainty around inflation and interest rates.
But here’s an important question to ask:

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For decades, Washington has been known for one defining feature: no personal income tax. That may be changing.
With the passage of the “Millionaire Tax” (SB 6346), the state is proposing a new tax aimed directly at high earners.
While the bill is expected to be signed into law, legal challenges are widely anticipated. Washington’s constitution has historically

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Did you miss your chance to lower your taxes for last year?
Not necessarily.
If you’re like many successful families we work with, you’ve done a great job building wealth, but tax planning often feels rushed between year-end decisions and filing deadlines. The good news? There are still meaningful strategies available before you submit your return.
Here are four strategies

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At Alterra, we believe great financial outcomes come from a clear process, guided by the right team, over time. Our purpose is simple: helping you use your wealth to create a life you love.
After working with families, professionals, and business owners across every stage of wealth, we see a consistent pattern. While circumstances differ, many failed or underperforming plans

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The start of a new year often brings legacy questions into sharper focus for families. Time spent with children and grandchildren over the holidays tends to bring renewed perspective.
Many families begin asking:
  • Are our plans still aligned with what we want for our family?
  • Do our structures reflect our values as clearly as they once did?
  • If our wealth

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