Investment/Portfolio Management

We’re excited to announce that Alterra Advisors has been recognized by the Puget Sound Business Journal as an expert in the area of retirement & estate planning. Grant’s as article on “Why you might not need to move out of state to avoid taxes” was published in the March 1st edition of their annual section on Estate Planning & Charitable

Do you own all or part of an LLC, Corporation, or other business entity? If so, as of January 1, 2024, you may be required to file a Beneficial Ownership Information (BOI) report with FinCEN, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network.
This is a new requirement established by the 2021 Corporate Transparency Act (CTA), an anti-money

Happy 2024! In this quarter’s 20 Minutes on the Market, we cover three frequent questions:

  • What’s the latest on recession fears?
  • Will interest rates finally start coming down?
  • How was 2023 in the stock market and what’s coming in 2024?

We hope you find it helpful and invite your feedback and topics you’d like to see us cover in future

Are you frustrated by high taxes on investments owned by your trust?
Trusts are one of the most common estate planning tools for a range of goals and can be an effective way to reduce estate taxes. But income taxes can be a challenge. Like you, trusts pay taxes on earnings from assets like stocks and bonds. Some trusts pass

When an index like the S&P 500 rallies, as it did in 2023, a few common questions arise.
If my portfolio underperformed the S&P 500 last year, do I need to make a change? Should this matter to me?
These questions make sense because it’s common to compare your strategy against the most popular benchmarks – but should you? The

Worried you missed your chance to reduce your income taxes for 2023? Fortunately, you still have a variety of ways to knock down your tax bill before you file your taxes for last year. Here are four strategies to consider:

  • Traditional or Roth IRA. You can fund up to $6,500, or $7,500 if over 50, to a traditional IRA until
  • Planning for the unexpected is an important part of your financial plan. When choosing wealth building strategies, we often hear “what if I need to access these funds?”. You may expect to hold an investment for 10 years, but unforeseen expenses or unique opportunities could arise anytime, requiring short-term access to long-term funds.
    But what if the timing isn’t right?

    If you’re like many individuals we encounter, you want to ensure your family’s future is secure and harmonious, but you’re grappling with concerns about potential family conflicts, tax implications, and the overwhelming complexity of estate planning.
    “Where do I even begin?”
    This is why many put off estate and legacy planning for years, sometimes decades. But now, as we covered