Investment/Portfolio Management

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At Alterra, we believe great financial outcomes come from a clear process, guided by the right team, over time. Our purpose is simple: helping you use your wealth to create a life you love.
After working with families, professionals, and business owners across every stage of wealth, we see a consistent pattern. While circumstances differ, many failed or underperforming plans

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The start of a new year often brings legacy questions into sharper focus for families. Time spent with children and grandchildren over the holidays tends to bring renewed perspective.
Many families begin asking:
  • Are our plans still aligned with what we want for our family?
  • Do our structures reflect our values as clearly as they once did?
  • If our wealth

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Many families today are navigating a tension that previous generations rarely faced so directly. On one hand, parents want to help their adult children. They see the reality clearly: higher housing costs, student debt, delayed wealth-building, and a world that feels more complex and unforgiving than the one they entered decades ago. On the other hand, there’s an unspoken concern

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January has a way of inviting reflection. The holidays wind down, spending settles, markets reopen for the new year, and retirees often find themselves asking some important questions:
“Are we still on track?”“Are we spending too much?”“Is this the life we want right now?”
Retirement isn’t a fixed point. It evolves. And the start of the year is when many

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Brett Jordan, Unsplash

As opposed to worst practices. I’ll write about that next week!

Networking is often misunderstood as collecting business cards or adding contacts on LinkedIn. In reality, networking is about building genuine, mutually beneficial relationships over time. Whether you’re a business owner, sales leader, or job searcher, strong networking practices can change your life.

Here are some of my favorites best…

January brings a unique mix of fresh energy and strategic reflection. Most business owners come into the year asking: What’s next? What do I want from the business, from my time, and from this next season of life?
Whether you imagine a transition in 5–15 years, or you never plan to fully step away but want to understand your options,

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As you navigate the financial landscape this year, staying informed about key tax updates is essential. To make things easier, we’ve prepared this concise guide, providing you with the latest tax rates, deductions, and other important figures at a glance. Whether you’re planning for retirement, managing investments, or exploring tax-efficient strategies, this resource is designed to support your financial goals.

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As we step into the new year, several retirement accounts are getting a boost in contribution limits — giving you even more room to build long-term financial security.
Whether you’re a business owner, nearing retirement, or just trying to stay ahead of taxes, here’s what’s changing in 2026, and how to make the most of it.
 
401(k)s and 403(b)s

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Back in 2021, Washington State passed the WA Cares Act, creating a state-funded long-term care benefit supported by a mandatory payroll tax. Many residents chose to opt out by purchasing private long-term care insurance, a requirement to avoid the new payroll tax. If you missed that overview, or want a refresher, see Washington’s Long Term Care Payroll Tax and How

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Washington’s estate and capital gains tax rules are changing — and for many families, that means their current plan may no longer be enough.
In just a few minutes, our video guide walks you through what’s changed, who’s affected, and how business owners, retirees, and legacy-focused families can reduce estate and capital gains tax exposure with proactive planning.
 

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