Your broker is legally required to disclose all compensation. Most won't unless you ask.
We found a broker earning $300,000 annually for a few hundred employees. Half came from supplemental insurance with 50% to 80% commissions.
If you're not asking these questions, you're operating blind:
✓ How much do you earn in overrides and bonuses?
✓ What percentage of your
Once seen as a competitive advantage, empathy has become a double-edged sword for brands.
In today’s hyperconnected world, companies are quick to respond to social issues with polished statements and heartfelt words. These messages are crafted with care and sometimes even with sincerity, but they lose their power. Why? Audiences are no longer satisfied with emotional language alone. They are
When business owners think about valuation, the focus is usually on revenue, profitability, and EBITDA. And while those numbers matter, they don’t tell the whole story.
The reality is that two businesses with similar financials can have very different values based on what’s happening behind the scenes. Here are some of the hidden factors that influence what your business is
On October 25th, The New York Times “The Morning” newsletter began with a wonderful piece by Melissa Kirsch entitled “Personal History”.
You may have heard of a gratitude list, where we daily stop and reflect on 3-5 things we’re grateful for each day. A paper planner that I love provides space for “Wins of the Week” which I utilize most weeks.
In today’s digital age, where information moves rapidly and privacy is increasingly compromised, one of the most significant threats comes from deepfakes—AI-generated manipulations of images, audio, and video. These altered media can be indistinguishable from real content, causing immense harm when they go viral. The potential to damage reputations, manipulate public opinion, or steal identities is immense, making effective
In a world where reputations are shaped in real time, the ability to respond swiftly and strategically to unexpected challenges has become a defining factor of business success. The need for effective crisis communication has grown dramatically in recent years, fueled by digital transformation, social media dynamics, and rising public expectations for transparency.
Crises no longer unfold quietly or behind
Most business owners have a general idea of what their house is worth. They probably know the value of their investment portfolio, too. But ask them what their business is worth – the single largest component of their net worth – and most will admit they don’t really know.
That’s not just an academic issue. It’s a planning issue. It’s
PRIOR LAKE, MN – October 17, 2025 – The recent criminal charges against a Prior Lake, Minnesota spa owner for allegedly administering unlicensed, “black market” Botox and dermal fillers serve as a critical alert to both consumers and the rapidly expanding medical aesthetics industry. These charges, specifically for the unlawful practice of medicine, highlight the paramount importance of Minnesota’s legal framework
Negative press can feel overwhelming, especially when it unfolds quickly and publicly. But reputational damage is not inevitable. The way your organization responds can either escalate the issue or steer it toward resolution. A thoughtful, strategic approach makes all the difference.
Here are six key steps for managing negative press the right way:
1. Acknowledge the Situation Quickly
Staying silent