SCENARIO:A recently divorced woman needed to buy out her ex-husband to keep her home — or it would be sold.For over 10 years, she had been raising her children and managing the household. She hadn’t worked outside the home, and her income now consisted of alimony and child support.
PROBLEM:She turned to “her bank,” assuming they knew her, valued the
Itโs final exam time! In the Advanced Public Speaking class I teach at Rutgers University, the final exam is a final presentation. The assignment is to talk about your Greatest Hero.
Why are they your greatest hero?
How did they inspire you?
How are you better for having known them?
What is the biggest lesson you learned from or because
San Diego is one of the most military-dense cities in the entire country. With Naval Base Coronado, MCAS Miramar, Camp Pendleton, and several other installations nearby, the area is home to more than 100,000 active duty service members and their families at any given time. If you have PCS orders sending you here, you are not alone, and you have
One of the greatest privileges of owning my own mortgage company is the opportunity to help people.
I love helping first time buyers become homeowners. Helping clients tap into their home’s equity to pursue a new business venture—especially after their bank has already said “no.” Showing people how to use their mortgage strategically to build long term wealth. And helping
๐ ๐ผ๐๐ ๐ฝ๐ฒ๐ผ๐ฝ๐น๐ฒ ๐๐ต๐ถ๐ป๐ธ ๐๐ฎ๐ ๐ฝ๐น๐ฎ๐ป๐ป๐ถ๐ป๐ด ๐ต๐ฎ๐ฝ๐ฝ๐ฒ๐ป๐ ๐ถ๐ป ๐๐ฝ๐ฟ๐ถ๐นโฆ
But in reality, thatโs just when everything gets reported.
The real decisions โ the ones that actually impact your long-term wealth โ happen months earlier.
And yetโฆ many high-income earners and business owners are still making tax decisions after the fact.
A client said something to me recently:
โI think everything is
THE SCENARIOThis self employed borrower was successful by every measure. Thriving business, beautiful family, loving wife. When his family situation changed, he needed to buy a larger home—and quickly.
THE PROBLEMWhile his business had grown year after year, the most recent year told a different story. Profits dropped sharply, and he knew his upcoming tax returns would reflect a significant
San Diego in May 2026 is packed with energy, color, and community spirit. From big festivals and charity runs to farmers’ markets and cultural celebrations, this month brings something fun almost every weekend. If you love getting out and exploring the city, May is one of the best times to do it.
Why May Is Such a Great Month in
If you have ever sold or are thinking about selling an investment property, there is a very important question you need to be able to answer:
Do you actually know the rules of the 1031 Exchange?
In my experience as a commercial real estate broker who specializes in investment sales and works with clients across the country, this is where
THE SCENARIOA self employed borrower owned a successful wholesale food distribution business. He earned strong income, maintained solid credit, and had a sizable down payment. His plan was simple: purchase a new home first, then sell his existing one.
THE PROBLEMLike many borrowers, he started with “his bank.” After all, millions of dollars flowed through his accounts every year, and
Scenario:A buyer was purchasing a $1.9 million condominium in New York City and applying for a $750,000 mortgage. His income and credit were excellent, and he held substantial assets at ‘his bank.’ On the surface, obtaining a mortgage from ‘his bank’ seemed straightforward.
The Complication:Although the buyer intended to make the new condo his primary residence, he already owned a