One of the greatest privileges of owning my own mortgage company is the opportunity to help people.
I love helping first time buyers become homeowners. Helping clients tap into their home’s equity to pursue a new business venture—especially after their bank has already said “no.” Showing people how to use their mortgage strategically to build long term wealth. And helping
ADVISOR WEBINAR
HOW TO USE REVERSE MORTGAGES TO SECURE YOUR RETIREMENT
Meet Wade Pfau, Ph.D., CFP
About the Speaker:
Your presenter for this live professional development webinar is Wade Pfau, Ph.D., CFA, a Professor
of Retirement Income for the American College of Financial Services and the Director of Retirement
Research for
McLean Asset Management, as well as the author of
THE SCENARIOThis self employed borrower was successful by every measure. Thriving business, beautiful family, loving wife. When his family situation changed, he needed to buy a larger home—and quickly.
THE PROBLEMWhile his business had grown year after year, the most recent year told a different story. Profits dropped sharply, and he knew his upcoming tax returns would reflect a significant
San Diego in May 2026 is packed with energy, color, and community spirit. From big festivals and charity runs to farmers’ markets and cultural celebrations, this month brings something fun almost every weekend. If you love getting out and exploring the city, May is one of the best times to do it.
Why May Is Such a Great Month in
THE SCENARIOA self employed borrower owned a successful wholesale food distribution business. He earned strong income, maintained solid credit, and had a sizable down payment. His plan was simple: purchase a new home first, then sell his existing one.
THE PROBLEMLike many borrowers, he started with “his bank.” After all, millions of dollars flowed through his accounts every year, and
Scenario:A buyer was purchasing a $1.9 million condominium in New York City and applying for a $750,000 mortgage. His income and credit were excellent, and he held substantial assets at ‘his bank.’ On the surface, obtaining a mortgage from ‘his bank’ seemed straightforward.
The Complication:Although the buyer intended to make the new condo his primary residence, he already owned a
What buyers should know before touring homes in San Diego starts with preparation, attention to detail, and knowing how to spot value fast. When you walk into a home with a plan, you make better choices and avoid costly surprises later.
Get Ready Before You Tour
What buyers should know before touring homes in San Diego begins before the first
Living near the water in San Diego is a dream for many buyers, but it helps to understand the tradeoffs before you jump in. The best coastal home is not just about the view. It is also about lifestyle, location, insurance, and long-term value.
Why Coastal Living Feels Different
Living near the water in San Diego changes your daily routine
THE SCENARIOA new home hit the market — and it was perfect.It checked every box, was priced correctly, and the buyers moved quickly. Their offer was accepted, and they hired an attorney to negotiate the contract of sale.
THE ISSUEThe seller was the estate of the longtime homeowner who had recently passed away. Her children, acting as Executors, were handling
April in San Diego is full of spring color, community festivals, waterfront fun, and family-friendly events that make it one of the best months to get out and explore. From flower shows and Earth Month celebrations to art, rodeo, and fishing traditions, San Diego April events 2026 give you plenty of reasons to plan a full calendar.
Spring Highlights Across