
A new law—President Trump’s “One Big Beautiful Bill”—quietly includes several updates that could impact your employees and their benefit plans.
While not everything may apply to your business, here are four big takeaways worth knowing:
1. HSAs Just Got Easier to Use
Telehealth can now be covered before the deductible and still qualify for HSA contributions.
Bronze and Catastrophic
CorpStrat Inc.
ICHRA or ICK? More Complexity or a Real Solution

The Individual Coverage Health Reimbursement Arrangement (ICHRA) has been hailed as a disruptive, employer-driven solution to rising healthcare costs. Yet, recent developments—especially its proposed transformation in Trump’s “Big Beautiful Bill” (“One Big Beautiful Bill” or OBBB)—are raising red flags. It’s time to recognize that ICHRA isn’t the panacea it claims to be—it might just be a different kind of problem.…
Why Communicating Your Benefits Is More Critical Than Ever

Every year, companies invest tens or even hundreds of thousands of dollars into employee benefits. Health insurance, life and disability coverage, retirement plans, HSA contributions, and voluntary perks are core elements of a competitive compensation package. But what if your employees don’t understand the value of what they’re receiving?
The truth is—many don’t.
When Benefits Go Unseen, Value Goes Unfelt
Employees…
RULA: A Game-Changer in Behavioral Health Access for Insurance Carriers and Employers

In today’s fast-paced world, mental health has taken center stage—and rightly so. Yet, the process of accessing quality behavioral health services remains one of the biggest pain points for both patients and payers. Enter RULA, a next-generation behavioral health provider group that’s using technology to bridge the access and quality gap in therapy and psychiatry.
What is RULA?
RULA…
Tariffs and Health Benefits: The Hidden Cost Employers May Not Be Able To Ignore

Most business owners think of tariffs as a global trade issue — something that affects importers, exporters, or the cost of raw materials. But here’s the hidden truth: tariffs may quietly drive up the cost of employer-sponsored health benefits, affecting your bottom line and your ability to attract and retain talent.
How Do Tariffs Connect to Health Insurance?
Healthcare is…
The Impossible Is Now Possible: Up to $3M of Life Insurance in 8 Minutes? Yes, Really.

We’ve all heard the phrase, “If it sounds too good to be true…”—but sometimes, innovation turns that on its head.
For decades, purchasing life insurance meant enduring extensive paperwork, medical exams, blood tests, and weeks—sometimes months—of waiting. It was a cumbersome and invasive process that many dreaded.
But what if we told you that someone in reasonably good health could…
Protect Your Most Important Asset: Your Data

In today’s digital business environment, your most valuable asset isn’t your inventory or even your people — it’s your data. From employee records to health insurance details, payroll figures to tax returns, the information your business handles is not only critical to your operations — it’s also a prime target for cyber threats and regulatory scrutiny.
As an employer,…
Why Is Employer Sponsored Health Insurance So Complex? (And How That Complexity Protects You)

If you’ve ever felt overwhelmed trying to understand your benefits – specifically your health insurance, you’re not alone. Between the acronyms, the fine print, and the seemingly endless rules, navigating health coverage can feel like a full-time job. But beneath the complexity lies an important truth: many of these layers exist to protect you — the employer and the consumer…
Exploring Level-Funded Health Plans for Small Groups

Health insurance costs continue to rise, making it increasingly difficult for small businesses to offer competitive benefits while managing expenses. In response, level-funded health plans are gaining traction as a cost-effective alternative to traditional fully insured options. Major carriers, including UnitedHealthcare and Anthem, have expanded their offerings in California, particularly for groups under 100 employees, making it easier for small…
The Rising Cost of GLP-1 Drugs: Could They Double the Cost of Healthcare?

The growing popularity of GLP-1 receptor agonists—such as Ozempic and Mounjaro for diabetes, and Wegovy and Zepbound for weight management—has sparked both excitement and concern. These drugs, initially designed to treat Type 2 diabetes, have demonstrated remarkable effectiveness in weight loss, leading to a surge in demand. However, the skyrocketing costs of these medications are creating ripple effects across the healthcare system, raising questions about affordability, insurance coverage,…