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Back in March of this year, we provided a report that shows where housing inventory was on the peninsula, south bay and Santa Cruz area.  This month we have updated this report for your review.
As you may know housing inventory locally or abroad considers several factors that includes:

  • Cost of Money (Interest rates staying high due to inflation &

As we come upon July 4, Independence Day, we tend to forget what the meaning of this great day and what sacrifices have been made that allow for our great way of life. This day is deeply symbolic of American values that include freedom, democracy, and patriotism.  Here is a closer look and something to reflect on…
Freedom…
Independence Day

When choosing between an experienced loan officer who provides great service and competitive rates versus a lender with the lowest rates but lacking in service and experience, the decision hinges on several key factors:

Purchase Loan

For a purchase loan, the stakes are often higher due to deadlines and the complexity of the transaction. Here’s why an experienced loan officer

Renting a home can often be more expensive than owning a home in the long term due to several financial benefits associated with home ownership especially if the home is sold after 10 years.
Let’s break down the key factors to illustrate why this might be the case:
Assumptions…
Appreciation Schedule
Assuming a 7% annual appreciation rate over the last

Step 1 – Research and Preparation

  • Understand the Process: Learn about the real estate market in your desired area.  Educate yourself on the home buying process and the need for representation by a realtor and lender that work together so mistakes are not made ensuring your success with home ownership.
  • Determine Your Purchase Power to include Home Affordability and Get

This is the final article of my series titled “Interesting Times in Real Estate” that covers the following key real estate trends:

  • Housing Inventory
  • Interest Rates
  • Recent Changes in Residential Real Estate
  • Recent Changes in Commercial and Construction Financing (Today’s article)

If you have questions about these or any other topics related to real estate, real estate financing or real

As we continue to navigate the dynamic landscape of the real estate market in the second quarter of 2024, recent developments involving the National Association of REALTORS® have stirred the industry, signaling significant changes on the horizon on seller/buyer representation and the historical fees paid by the seller to pay for real estate commissions.
Here’s what’s Unfolding and How it

2024 has been “interesting” to say the least in the world of real estate due to the following:

  • Housing Inventory
  • Interest Rates
  • Recent Changes in Real Estate Regulations/Laws
  • Changes in Commercial and Construction Financing

Over the next 4 weeks I’ll send an article on each topic (above) as it relates to Real Estate in the Residential and Commercial Space.  Please see