THE SCENARIO:“John and Jane Smith” were proud of their 3.25% mortgage rate. However high inflation and the poor economy had taken a toll on their budget. Their income was declining, their expenses were rising, and they found themselves using credit cards to close the cashflow gap.
THE PROBLEM:When the Smiths came to me, they were hoping a home equity line
Need help with your business finances? A Bookkeepers Office handles vital tasks like record-keeping, tax preparation, and payroll management. These services ensure your financials are accurate and compliant. In this article, find out how a Bookkeepers Office can benefit your business.Key Takeaways
In this episode of Behind The Numbers With Dave Bookbinder, Dave is joined by change facilitator and organizational alignment expert Erica Wexler to explore how companies can eliminate unseen barriers that slow performance, reduce trust, and stall transformation.
Erica breaks down why disconnects between leadership and employees often stem from assumptions rather than clarity – and how redefining accountability as
THE REALITY CHECK:When choosing a lender, most borrowers assume their mortgage will be approved. Yet statistically, that assumption may be risky.
Over the past several years, mortgage denial rates have been climbing.National Mortgage Professional Magazine and iEmergent reported that in 2024, the national denial rate was approximately 22.6% overall, with purchase mortgage denials at 9% and refinance denials at 29%.
Need a local small business accountant? The right professional can save you time, reduce stress, and support your business’s growth with personalized financial advice and comprehensive accounting services. Certified Public Accountants (CPAs) offer extensive training and expertise in financial strategies for small businesses, making them an invaluable resource. Keep reading to discover how hiring a local accountant can be a
THE SITUATION:A couple was purchasing their first home—a spacious single-family house intended for multiple generations, including their children and parents. In keeping with cultural norms, they planned to pay all-cash. Their real estate agents were thrilled!
THE HIDDEN RISK:Fortunately, their financial advisor raised a red flag. Paying all-cash would deplete their liquid assets and jeopardize future plans—renovations, college tuition, and
There’s a point in every growing business where the admin work starts to get in the way. You’re managing your calendar, answering emails, prepping for client meetings, following up with vendors, and somehow still trying to plan your next launch or hire and spend quality time with your clients and customers.
It’s a lot.
A virtual executive assistant is someone
This really happened. I teach two 3-hour public speaking classes at Rutgers University on Mondays. The campus is in New Jersey, and I live in Florida, so I must catch a very early morning flight each week to teach the classes.
Quite the commitment I know!
A couple of weeks ago, after my first class ended, a student asked if
First impressions happen fast—and they stick. In this episode of Behind The Numbers With Dave Bookbinder, Dave talks with Sylvie DiGiusto, international keynote speaker and author of The Image of Leadership, about how leaders can shape powerful first impressions and build lasting influence.
Sylvie breaks down her A-B-C-D-E framework—Appearance, Behavior, Communication, Digital footprint, and Environment—and explains how each element contributes
Key Takeaways