Small businesses want to offer fair benefits.
They care about their people, and they want to compete for strong talent, and for employees to feel supported. The challenge is budget. Smaller organizations often assume they can’t offer meaningful benefits until they grow, when in reality, thoughtful design goes further than a long list of expensive perks.
Attracting talent involves building
Your benefits program is one of your top three expenses.
You deserve a broker who treats it that way.
If you're only hearing from your broker at renewal time, or if they haven't discussed alternative funding options with you, it's worth having a conversation about what else is possible.
You don't have to settle for the easy button when better
If you've been seeing steady premium increases year after year, it might be time to look at what's really going on with your benefits program.
A Real Example Worth Sharing
A mid-sized Texas nonprofit recently came to us after 17 years of watching their benefits costs climb. The HR director was frustrated. Budget was tight, and she needed answers.
When
As your business grows, payroll often becomes the biggest line item on your profit and loss statement. 💸 For many founders, hiring locally means paying top dollar for every role, from admin support to specialized positions. Soon the budget feels maxed out, and you start trimming back—on marketing, on innovation, even on your own salary—to keep everyone paid. That’s not
Having a wide variety of skills helps me get through each day. It brings me pride to know that my many skills ensure that I can perform many types of tasks. My skills are diverse. I am a good listener. I can debate and present facts using tact when a situation requires it. And I […]
Landing a job when you have limited experience has always been perplexing because employers want you to have experience already. Today, it’s even more challenging because the requirements have become more demanding even for entry level work. Take heart. There are traditional methods that still work and innovative techniques that can help you get the […]
In October, the IRS announced 2026 penalties for failure to file or furnish ACA reporting forms and published an FAQ clarifying certain infertility benefits and the 2026 Cost of Living Adjustments. California expanded its Paid Family Leave program to include “designated persons” and enacted a groundbreaking bill impacting pharmacy benefit managers.
2026 PENALTIES FOR FAILURE TO FILE OR FURNISH ACA
As the year winds down, many of us feel like it’s ok to slow down. Yet the final weeks of the year are exactly when you can lay the groundwork for a strong first quarter. Planning now ensures you don’t start January from behind—it lets you set up a pipeline, align internal teams and client expectations, and hit the ground
Not every company needs a PEO. But certain profiles get an immediate return, and you can spot them quickly if you know what to look for.
November 2025
The holidays can feel like a balancing act. There’s joy in celebration, but also pressure to finish projects by year’s end, manage expenses, and meet expectations.
No wonder 63% of U.S. adults say the holidays are more stressful than other times of the year.
Some stress is inevitable, but it doesn’t have to define the season. By setting