This is a full description of the webinar:
Insurance Policy Interpretation: Recurring Issues,
Ambiguities, Exclusions, Plain Meaning, Burdens of Proof, and More
This CLE webinar will discuss the interpretation of some
of the most fiercely and frequently litigated words and phrases in insurance
policies in the context of coverage disputes. The program will review the rules
for construing insurance policies
I’m in the fortunate position of having an embarrassment of riches right now: my insurance coverage and bad-faith caseload is full to overflowing. I’m having to turn down good cases from good clients simply to ensure that the clients I already serve receive the attention they deserve.
Which is to say: I’m looking for help. Maybe from you.
If you’re
Victoria Gretzky was injured when she fell on a
staircase at an apartment building owned by the Arrudas. In September 2022 she sued the Arrudas, who were insured by AmGuard. AmGuard
made a number of settlement offers, each of which Gretzky declined. She
demanded the policy limit of $1 million, plus interest.On the second day of trial the parties settled,
Timothy Ross was exposed to asbestos from 1965 to 1977 while employed by NEIC. He developed symptoms related to the exposure in 2012, and died from mesothelioma in 2013. After Ross’s death, his widow sued NEIC. Liberty Mutual insured NEIC from 1973 to 1983. It asserted that a continuous trigger and pro rata allocation theory applied. Under a continuous trigger theory,
I asked my assistant Nikki to read a draft of this post and make suggestions, and she was like, um, is there any way that you could make this post . . . interesting? Maybe start with a joke or a riddle as a hook? So we both took to AI to find some jokes about roof drains. This was
Certain Underwrites of Lloyd’s London issued a builder’s risk policy to Historic Round Hill Summit covering two buildings, Rogers Hall and Hubbard Hall, that Historic had purchased to renovate. PeoplesBank, which held an mortgage on the property, was an additional insured under a mortgage holder endorsement. A fire destroyed Rogers Hall and caused extensive damage to Hubbard Hall. Lloyd’s asserted that
I recently saw on a
Facebook group I belong to advice for victims of the California fires and how
they can maximize their insurance claims. The advice was dreadful. It included,
“Make from memory the most detailed list you can of every item in your house
that was destroyed, and its value.”
This is terrible
advice.
One of my
specialties
Fire at house homeowner had just purchased and not yet moved intoAwilda Pimental closed on a new home on June 28, 2022. She purchased a homeowner’s policy from AmGuard Insurance Company that went into effect on the closing date, that included coverage for fire losses.On July 22, 2022, before Pimental moved into her house, a fire significantly damaged it.
Here’s the link:
Sure, Steward Health Care has created a public health care emergency, but at least it has prevailed in an insurance coverage dispute. A storm in June 2020 caused an accumulation of rainwater on a rooftop courtyard and on roofs of Norwood Hospital. The rainwater seeped into the interior of the hospital buildings, causing significant damage.Norwood Hospital’s owner, Medical Properties Trust,