1706 Advisors

For nearly 40 years, 1706 Advisors, formerly Lang Financial Group, has helped employers, business owners, and individuals stay prepared and protected through insurance products. Using a consultative, data-driven approach, 1706 Advisors develops tailored solutions for employers to attract and retain top talent, business owners to build business resilience and continuity, and individuals who want to protect themselves, their families, and their way of life. In addition, the firm specializes in employee benefits, human resource management, individual financial security, business enterprise planning, and HR programs and support. As an independent insurance firm backed by a national organization, 1706 Advisors has the buying power of a large broker yet stays product neutral to ensure clients get the right package for their needs. To learn more, visit 1706Advisors.com.

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June 2026

  • Employee BenefitsBuilding Benefits That Employees Actually Value
  • Workplace CultureThe Leadership Visibility Advantage
  • Dear HR ManagerEncouraging Participation without Pressure

Building Benefits That Employees Actually Value

As benefit costs continue to rise, many employers are asking: How can we deliver meaningful value to employees without dramatically increasing spending?

The answer may not be adding more benefits. Instead, it may be…

June 2026

The IRS recently issued Revenue Procedure 2026-24, announcing the 2027 inflation-adjusted amounts for health savings accounts (HSAs), excepted benefit health reimbursement arrangements (EBHRAs), and high-deductible health plans (HDHPs). The newly announced figures result in increases in the applicable limits for 2027, including the maximum contribution limit for an HSA, the maximum amount that can be made newly available…

June 2026

Many employees spend much of the day indoors, seated and connected to screens. While technology is essential to modern work, the human nervous system still benefits from physical movement, sensory variety, and moments of calm.

Whether it’s a walk through a local park, a few quiet minutes outside during the workday, gardening after hours, or holding a walking…

May 2026

  • Employee BenefitsRedesigning Benefits for a Multigenerational Workforce
  • Workplace CultureRebuilding Connection in a Hybrid Environment
  • Dear HR ManagerReducing the Stress of Taking PTO

Employee Benefits – Redesigning Benefits for a Multigenerational Workforce

For the first time in history, many employers are managing a workforce that spans five generations—from employees just entering the workforce to those delaying retirement well into…

Three critical benefits updates are on HR’s radar right now: evolving health plan oversight expectations, revised Medicare Part D creditable coverage thresholds for 2027, and updated ACA penalty amounts, now up to $5,670 per affected employee. Each carries real operational implications for plan design, vendor management, and workforce tracking. Is your team prepared?

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The post…

May 2026

Staying focused at work isn’t as simple as it used to be.

Constant notifications, shifting priorities, and an ongoing stream of information make attention one of the most strained resources in the workplace. For many employees, the challenge isn’t the willingness to focus, it’s maintaining it.

Research shows it can take more than 20 minutes to fully regain…

Q1: To what plans does the PCORI fee apply?

A1: All plans that provide medical coverage to employees owe this fee. Medical coverage includes preferred provider (PPO) plans, health maintenance organization (HMO) plans, point-of-service (POS) plans, high deductible health (HDHP) plans, and health reimbursement arrangements (HRAs).

The fee does not apply to:

  • Stand-alone dental and vision plans (stand-alone means these

…

Trust doesn’t usually break in dramatic ways.

It erodes quietly.

An unanswered question about coverage.

A confusing open enrollment experience.

A renewal change that feels abrupt instead of explained.

Most employees don’t analyze their benefits package line by line. But they pay close attention to how it feels to use it. And increasingly, that experience shapes how much they trust…

April 2026

  • Employee BenefitsRethinking Employee Benefits: From Perks to Strategic Workforce Investments
  • Workplace CultureTurning Workplace Values into Everyday Behaviors
  • Dear HR ManagerNavigating Flexibility Without Creating Inequity

Employee Benefits

Employee benefits are entering a new phase, defined less by incremental enhancements and more by fundamental redesign. For many employers, 2026 is shaping up to be a pivotal year where rising healthcare…