As we head into the summer months interest rates are heading lower. There are lots of options for buyers. First time buyer programs, ARM options, Construction Loans, even NON-QM. Refinancing looks to be coming back into play. As a bank we have the ability to lend nationally to serve all of your client’s needs. For all of you financial advisors, if you have cash buyers, it might be time to talk to them about taking some financing and leaving their investments intact. For all of the Trust and Estate Attorneys and Family Law Attorneys, let me be a resource for your clients who need to use their real estate to solve a problem. Stay cool.