It’s the gap between how you operate and what your insurance covers.
Most business owners think they’re managing risk. And to be fair, they are. Risk shows up in the contracts they sign, the people they hire, the properties they acquire, and the decisions they make under pressure. The issue isn’t that risk isn’t being managed. It’s that insurance is
Insurance
I'm presenting at a webinar on Reservations of Rights: Ethical Rules, Conflicts, Right to Independent Counsel on Wednesday, April 22, 2026 at 1 PM; discount codes available
Ethics of Insurance Defense Under a Reservation of Rights: Ethical Rules, Conflicts, Right to Independent CounselThis CLE webinar will discuss how policyholders, insurers, and panel counsel determine whether a reservation of rights (ROR) creates a disqualifying conflict of interest for panel counsel at various stages of the case, and the possible consequences if a conflict exists. We will offer…
Customs Bonds: A Small Line Item with Big Operational Risk
A CBP (customs) bond is a financial guarantee between the importer, a licensed surety, and U.S. Customs and Border Protection that ensures duties, taxes, and regulatory obligations are met. CBP requires bonds not only for most commercial imports over $2,500, but also for regulated goods and ongoing activities such as bonded warehouses, FTZs, in‑bond movements, and TIBs.
Choosing between a…
6 WAYS TO STAY CONNECTED
Staying connected with business contacts isn’t just about business networking. It’s about building lasting, mutually beneficial relationships. Whether you’re nurturing prospects, referral partners, or clients, consistent and thoughtful communication can make all the difference. Out of sight is out of mind.
Here are six Knock Out ways to stay in touch with your business contacts.
SEND OCCASIONAL MESSAGES
Just this…
The (Hidden) Contract Clause That Can Bankrupt Your Business

If you’re a contractor or subcontractor in Illinois, read this. A standard endorsement that many insurers quietly attach to workers’ comp policies could leave you fully exposed to lawsuits your insurance should be covering, and most contractors have no idea it’s even there.
Let’s say one of your workers gets hurt on a job site. They file a workers’ comp…
4 Ways to Generate Clients FAST by Networking
Of course, business networking is not a quick fix. Financial advisors, insurance agents, attorneys, and other service providers that need to sell something know that nothing happens overnight. That said, these four approaches if done correctly will absolutely generate more business.
Be Clear about Your Target Market
As in crystal clear. Establish a specialty industry, profession, market segment, or niche.…
The Hidden Cost of In-House Marketing: When Control Becomes a Constraint
The Hidden Cost of In-House Marketing: When Control Becomes a Constraint
For most law firm leaders, the decision to keep marketing in-house feels logical.
You want control. You want people who are embedded in the culture. You want responsiveness. And often, you want to avoid the perception that you’re not taking ownership of something that feels important.
I understand that…
When a Contractor’s Insurance Can Leave Your Building Exposed
When a Contractor’s Insurance Can Leave Your Building Exposed
Understanding “Action Over” Exclusions in Plain English
By Natale Scopelliti, CIC Honig Conte Porrino Insurance Agency Inc. January 2026
A Common Scenario for NYC Condo & Co‑Op Buildings
When a condominium or co‑op hires a contractor—or allows a unit owner or tenant to do so—the assumption is simple: the contractor’s insurance…
Massachusetts Superior Court issues giant 93A judgment against insurer for ignoring the facts of the underlying case
Every few years, a decision comes down against an insurance company for breach of Mass. Gen. Laws ch. 93A that makes the plaintiffs’ personal injury bar chortle with glee and insurance defense attorneys wipe their brow and say, thank goodness that wasn’t my case. The recent Massachusetts Superior Court decision in Peerless Insurance Co. v. Rooney is one of those,…
5 Networking Best Practices
As opposed to worst practices. I’ll write about that next week!
Networking is often misunderstood as collecting business cards or adding contacts on LinkedIn. In reality, networking is about building genuine, mutually beneficial relationships over time. Whether you’re a business owner, sales leader, or job searcher, strong networking practices can change your life.
Here are some of my favorites best…