When a Contractor’s Insurance Can Leave Your Building Exposed
Understanding “Action Over” Exclusions in Plain English
By Natale Scopelliti, CIC Honig Conte Porrino Insurance Agency Inc. January 2026
A Common Scenario for NYC Condo & Co‑Op Buildings
When a condominium or co‑op hires a contractor—or allows a unit owner or tenant to do so—the assumption is simple: the contractor’s insurance
Massachusetts Superior Court issues giant 93A judgment against insurer for ignoring the facts of the underlying case
Every few years, a decision comes down against an insurance company for breach of Mass. Gen. Laws ch. 93A that makes the plaintiffs’ personal injury bar chortle with glee and insurance defense attorneys wipe their brow and say, thank goodness that wasn’t my case. The recent Massachusetts Superior Court decision in Peerless Insurance Co. v. Rooney is one of those,
5 Networking Best Practices
As opposed to worst practices. I’ll write about that next week!
Networking is often misunderstood as collecting business cards or adding contacts on LinkedIn. In reality, networking is about building genuine, mutually beneficial relationships over time. Whether you’re a business owner, sales leader, or job searcher, strong networking practices can change your life.
Here are some of my favorites best
I'm moderating a webinar on insurance policy interpretation on Tuesday, January 22, 2026 at 1 PM; discount codes available
This is a full description of the webinar:
Insurance Policy Interpretation: Recurring Issues,
Ambiguities, Exclusions, Plain Meaning, Burdens of Proof, and More
This CLE webinar will discuss the interpretation of some
of the most fiercely and frequently litigated words and phrases in insurance
policies in the context of coverage disputes. The program will review the rules
for construing insurance policies
Massachusetts Lawyers: Want to Build a Career Litigating Insurance Bad Faith and Coverage Issues? Hit Me Up.
I’m in the fortunate position of having an embarrassment of riches right now: my insurance coverage and bad-faith caseload is full to overflowing. I’m having to turn down good cases from good clients simply to ensure that the clients I already serve receive the attention they deserve.
Which is to say: I’m looking for help. Maybe from you.
If you’re
U.S. District Court holds that even after court judgment in underlying case, measure of 93A damages is lost interest — and my advice to both sides for handling 93A claims
Victoria Gretzky was injured when she fell on a
staircase at an apartment building owned by the Arrudas. In September 2022 she sued the Arrudas, who were insured by AmGuard. AmGuard
made a number of settlement offers, each of which Gretzky declined. She
demanded the policy limit of $1 million, plus interest.On the second day of trial the parties settled,
SERIOUS ABOUT NETWORKING?
I recently delivered a talk for a large group of job searchers about networking. As in how to land more connections, more interviews, and gain more confidence.
If more job searchers were more serious about networking, there would be less job searchers. Harsh, I know. Of course, I understand that it’s a downer to be out of work and it
As technology outages become the new normal, staying operational means staying vigilant
From cloud outages to cybersecurity failures, the digital backbone of modern business is under constant strain. Recent high-profile disruptions — including the recent Amazon and Microsoft outages — have exposed just how vulnerable organizations can be when critical systems go dark. These incidents aren’t isolated anomalies; they’re signals of a new status quo where technology-driven interruptions happen every day, with
Let the Data Drive Results…Or Keep Pressing the Easy Button
The Data Is There. Most Advisors Just Won’t Show It
It’s not difficult to understand where the money goes. So long as you have the data, someone who can interpret it, and an action plan built from what it tells you.
We’re big believers in letting data drive results. And we’re not fans of the advisors who hide the numbers
Have You Fallen Into the Fully Insured Trap?
Most employers stick with fully insured health plans because that’s what their broker recommends. Year after year, they accept premium increases of 8-12% and assume this is just “the cost of doing business.” But here’s the truth your broker might not be telling you: you’re likely making insurance carriers rich while missing out on significant savings.
The Fully Insured Comfort