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What Are PFAS?
Per-and polyfluoralkyl substances (PFAS)—ominously described by some as “forever chemicals” and others as the “mother of toxic torts”—are becoming common household words. As Miller Nash’s Environmental Team explained, PFAS are a group of long-lasting chemicals that are present in everything from cookware to food packaging to firefighting foam and in the blood of 97% of Americans. Exposure

What Are “Take-Home COVID” Claims?
“Take-home COVID” claims are claims brought against an employer by the spouse or child of an employee who caught COVID-19 in the workplace and brought it home, infecting a spouse or child and causing injuries. These claims are controversial because employees that are injured in the workplace are generally prohibited by workers’ compensation laws from

A version of this article was originally published in Law360.
Fortuity is the hallmark of liability insurance, incorporated into insurance policies through the definition of “occurrence.” California law adds an additional layer of complexity to the typical occurrence requirement in Section 533 of the California Insurance Code, which prohibits coverage for an insured’s wilful acts. Recently, California courts had the

As an update to our blog post on June 2, 2021, the Ninth Circuit recently affirmed an Oregon court’s ruling that a venue clause in a Chinese liability policy required that a coverage dispute between an additional insured and Zurich will have to be litigated in China.
In this case, JPaulJones (JPJ) contracted with a Chinese firm to manufacture products

Cyber incidents are increasing in frequency and severity across all businesses and industries. As the saying goes, it’s not a matter of IF but WHEN an incident will occur. In this webinar we will explore ways that you can manage the impact by properly preparing for and responding to a cyber-incident, including the role of insurance coverage (cyber- and otherwise)

Construction contracts at all tiers usually include terms requiring certain types of insurance, and often contain related provisions about indemnity. This “boilerplate” can be important if a job goes south, so here’s a short explanation of some of the key terms and how they relate to one another:
Builder’s risk insurance: This is insurance purchased by the owner or general

Every contractor and subcontractor is required to carry liability insurance referred to as Commercial General Liability or “CGL” coverage. These policies are fairly standardized and most people assume that the coverage that is presented on the front declarations page is all that they need to know: the policy’s coverage limits, time period, and deductible. But increasingly insurance companies are adding

The Ninth Circuit Court of Appeals delivered a policyholder insurance coverage win in a phishing case centered in Long Beach, California (home of our California office), in Ernst & Haas Mgt. Co. v. Hiscox, Inc., 23 F.4th 1195 (9th Cir. 2022). The panel decision arrived January 26; on March 7, the Ninth Circuit declined rehearing en banc.
Background: A Phishing