Tommy, Bon Jovi fans know, is in trouble. From the opening lines of the song, “Livin’ on a Prayer,” we learn that things are so bad that Tommy’s got his six-string in hock.
The song implies that Tommy is in straits because the union’s been on strike. But it’s a little-known fact that Tommy is also down on his luck because he was injured in a car crash, so he couldn’t play the guitar for months and lost a bunch of gigs. In response, the insurance company stonewalled and ultimately unreasonably d…