I see my work as a key aspect of my life and financial success. Therefore, I take every step to focus my attention on job-related tasks and projects while at work. I make it a point to be educated and skillful in all facets of my work. My livelihood is strongly connected to my job. […]
How Can You Fix a Problem You’re Unaware You Have?
How Can You Fix a Problem You're Unaware You Have?
August 19, 2025
Your broker just delivered another renewal.
Same story as last year: "The carrier came back with a 16% increase… but we negotiated it down to 9%."
You nod and think, "Well… I guess that's just how it goes."
That acceptance is killing your bottom line.
You've Stopped
You Have Options: Health Insurance Solutions For Small To Mid-Sized Employers
You Have Options: Health Insurance Solutions For Small To Mid-Sized Employers
August 12, 2025
Most mid-sized employers think they're stuck with two choices: accept another double-digit premium increase or shift more costs to employees. That's what your broker wants you to believe.
And if you're seeing "low" increases of 5-8% in the fully insured world, you're making the carriers rich
Is ASO Self-Funding Really Saving You Money?
Is ASO Self-Funding Really Saving You Money?
DSG Benefits Group, LLC
1,847 followers
August 26, 2025
If you're feeling squeezed by rising health insurance costs, you've probably heard about self-funding. Maybe your current advisor even suggested moving to an ASO (Administrative Services Only) model. Sounds good in theory, right? More control, better budgeting, potential savings. But ASO might not deliver
Career Monday: Making a Smooth Transition From Vacation to Work
You can bring back the good feelings from your vacation by making a smooth transition back to work. Follow these suggestions before and after your vacation. Steps to Take Before Leaving for Your Vacation: 1. Coordinate coverage with a colleague. If you don’t have an assistant, offer to exchange vacation backup with an appropriate co-worker. […]
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Q&A: Do you have any tips for managing remote employees?
Managing remote employees can pose certain challenges, but most can be overcome by making sure you’re focusing on the right things. Here are some of the practices we recommend: • Set measurable goals around quantity or quality of work, or both. Whether employees get their work done to your satisfaction is more important to your […]
Employee Benefits Compliance Briefing August 2025
This Issue | Fall 2025
- IRS Clarifies Employer Responsibilities for Uncashed Retirement Plan Distribution Checks
- Reproductive Health Care Privacy Rule Struck Down
- Higher ACA Affordability Threshold and Larger Employer Penalties in 2026
- New Federal Tax Breaks on Overtime and Tips
- The Benefits of an ERISA-Covered Severance Plan: Lessons from a Recent Court Decision
- Strategies for Addressing Financial Stress in the Workforce
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What Are Your Expectations of Your Broker?
We recently sat down with a company who couldn’t stop raving about their broker. “We love our broker. Been with them for years. They’re great. They meet with our employees every year.”
Here’s where it got interesting.
When we dug into their numbers, we found their “great” broker had been earning $300,000 annually in commissions while this employer endured 15